{"product_id":"equity-indexed-annuities-the-smart-consumers-guide-paperback","title":"Equity-Indexed Annuities: The Smart Consumer's Guide - Paperback","description":"\u003cp\u003eby \u003cb\u003eJay D. Adkisson Jd\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eFew individuals have done more to educate the American public about financial scams than Jay Adkisson. As the creator of Quatloos.com, Jay has helped many thousands of people worldwide avoid being scammed out of many millions of dollars to various investment schemes. The U.S. Senate Finance Committee has twice called Jay as an expert witness on abusive tax schemes. As one of the authors of \u003ci\u003eAsset Protection: Concepts and Strategies\u003c\/i\u003e (McGraw-Hill 2004), Jay has similarly helped thousands of people avoid dubious asset protection schemes.\u003c\/p\u003e In his latest book, \u003ci\u003eEquity-Indexed Annuities: The Smart Consumer's Guide\u003c\/i\u003e, Jay gives a balanced and objective overview of this advanced form of fixed annuity to better educate consumers of the advantages, disadvantages, and the numerous product options that are available when considering the purchase of this popular retirement vehicle. This short guide covers all the most important issues that consumers should address before purchasing an equity-indexed annuity, including:  \u003cli\u003eHow the minimum interest rate is paid, how the maximum return is linked to the stock index, and how participation rates and caps may limit returns.\u003cbr\u003e \u003c\/li\u003e\u003cli\u003eHow surrender charges may limit withdrawal rights for a period of years after the annuity is purchased, and why the annuity should not be purchased if the consumer will need the cash during this period. \u003cbr\u003e \u003c\/li\u003e\u003cli\u003eHow the annuity payments may be made, and what can happen upon the death of the annuitant. \u003cbr\u003e \u003c\/li\u003e\u003cli\u003eHow annuities benefit from tax-deferral, how taxes are paid upon withdrawal or when annuity payments are made, and tax considerations upon the death of the annuitant. \u003cbr\u003e \u003c\/li\u003e\u003cli\u003eHow the annuity and annuity payments may be protected from creditors in some states, and how in other states they may be protected by proper planning done in advance of claims.  This guide should also give consumers the ability to intelligently answer the most fundamental question: Is an equity-indexed annuity right for me\u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 96\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.23 x 9 x 6 IN\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e August 09, 2006\u003c\/div\u003e\n\u003c\/li\u003e","brand":"Books by splitShops","offers":[{"title":"Default Title","offer_id":47453101064370,"sku":"9780595404186","price":13.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0770\/3891\/1666\/files\/018f1baca2dd856df1e90b27192dd0eb.webp?v=1778821069","url":"https:\/\/box.dadyminds.org\/products\/equity-indexed-annuities-the-smart-consumers-guide-paperback","provider":"DADYMINDS BOX","version":"1.0","type":"link"}